ANNUAL REPORT 2020-21 

 CLICK LINK ABOVE

---

  

ANNUAL REPORT - FY 2019-20 

 

Putnam Service Project (PSP) - Home Repair Program

85 Homes Repaired

Provides critical and emergeny home repairs to low-income homeowners in Putnam County, which includes our handicapped ramp program. These grants are funded from our office through private grants and donations, and do not need to be re-paid.  Anaverage of $379 was spent on each repair in 2019-20. Of the 85 homes repaired, 213 indviduals were served, of those, 41 were under the age of 18, 54 disabled, 131 over age 65, and 15 Military Veterans.



USDA 504 Home Repair Program

34 Families Served

We have been directing qualified homeowners to this program for more than 7 years. This program can fund high-dollar repairs (up to $20,000) on all types of homes including mobile homes. This program features 1% interest loans for 20 years and outright grants for those 62 and older. All applicants must have acceptable credit (640 or higher) to qualify.  We also assist those who need help with the application process.

New Construction Homes

One home completed in the Veterans Village of Palatka subdivision located on FV Oliver Way and Veterans Way, off of Westover Drive.

Contributions

$87,698 was raised from private donations and grants.

 

---

 

 ANNUAL REPORT- FY 2018-19

 

Putnam Service Project-Home Repair Program
These grants are funded from our office to low income homeowners for critical and emergency repairs, through grants, donations, and our recycle clothes bins throughout the county.
Grant funding: $27,000
Recycle Bin Revenue:  $2,097
$30,287 Expended in Home Repairs for 70 clients

Veterans Village of Palatka
Grant Funding: $36,000
Residential Campaign: $ 3,115
First Build Sponsored by Jacksonville Jaguars:  $30,000
Road construction is almost completed and infrastructure is in place for our 5 unit village of homes for honorably discharged military Veterans.$77,853 Expended for Veterans Village Road and Infrastructure 

Fans and Heaters for the Community
Distributed by local community agencies for the elderly and low income. Direct donations of fans heaters also received.
Private Donations: $820
40 fans distributed25 heaters distributed

Other Funding Sources
Residential Campaign-Unrestricted:  $5,345
Churches and Misc. Income – $3,881

 

---

       70 PSP Home Repair Jobs in FY 2018-19

 

Program                  Program Sponsor                  Households Working or Completed in FY          % of Total Households

SP                             Our  Habitat affiliate            77 Households  (completed or in process)          39%

USDA                      Federal Government             27 Households                                                           14%

SHIP (inactive)     State/County Government   0  Households                                                            0% Est. 4 years waiting list)

 Not qualified for above active programs          91 Households                                                             47%

The above numbers indicate the number of households whome we determined were or were not qualified for one of the

two programs above (PSP, USDA).  The top number in RED indicates that actual number of PSP JOBS completed this 

fiscal year.  We do not track whether or not USDA jobs are ultimately approved or disapproved.  We pre-qualify USDA applicants and have them into our office where we do their application at NO COST and forward it to the USDA office in Ocala.

Putnam Service Project:total amount spent this year on PSP           $30,187.45 (Average:$431.24 per job completed - 70 jobs)

PSP                           $30,187.45 of $431.24           (70 jobs completed this FY) $813 Not spend up to 6/30/19

PSP Log: Please see attached PSP lOG which also shows USDA 504 clients.

USDA 504 is currently being funded.  However, as in the past, load and grant money can be EXTREMELY slow in coming.

Jim Melfi

Director of Home Repairs, Putnam Habitat for Humanity

PSP is our in-house Putnam Service Project where we provide direct funding to lower-income households for critical/emergency repairs

             USDA  is the federal 504 repair program.  We pre-qualify and do applications.  Up to $20,000 in grant or loan money per household 

 

---

ANNUAL REPORT- fy 2017-18

New Construction Homes Completed-2

~One in Palatka for Female Veteran and her husband; one in Interlachen for a couple with 4 children.

In-kind Value of construction materials and labor donated:  $8,350

 

 Putnam Service Project

60 Households Served
Amount we spent on repairs                                                      $31,410
Average spent per household                                                     $532.50 

Our Putnam Service Project (PSP) provides critical and emergency home repairs to low-income homeowners in Putnam County. Included in the PSP is our handicapped ramp program which works with Tim Campbell’s Church of Palatka group (COP) whereby we supply the materials and COP provides the labor.

PSP is most effective when the homeowner does not qualify for the USDA 504 program or the State Housing Initiatives Program (SHIP) or when the homeowner is experiencing a critical or emergency situation which requires immediate action. The USDA and SHIP programs can take 60-90 days from qualification to completion of work.

USDA 504 Home Repair Program

34 Households Served

We have been directing qualified homeowners to this program for more than five years.  Once we prequalify the homeowner, we do their application in our office and forward it to the USDA office in Ocala.

This program can fund high-dollar repairs (up to $20,000) on all types of homes including mobile homes.  This program features 1% loans for 20 years and outright grants for those 62 and older. All applicants must have acceptable credit (640 or higher) to be accepted.

 IRMA Repairs:

 106 Homes repaired
Amount we spent on repairs                                       $165,817

When Hurricane Irma struck Putnam County on November 11, 2017, many homes were damaged.  Many homeowners didn't have insurance, or very high deductibles, higher than the damages. As the go to repair agency in Putnam, the calls began pouring in from homeowners in desperate need of roof, septic and electrical damages. Through grants received from United Way of Northeast Florida, Putnam United Way, and Publix Charities,  we could help those in the most desperate need.  

Home Repair Report – July 1, 2020 thru June 30, 2021

Report Date: 7/1/21

60 PSP Home Repair Jobs COMPLETED Since July 1, 2020

A.      Direct Contact with our office for PSP (Putnam Service Project) AND/OR USDA 504:              157 households composed of 300 individuals                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    

 

                                                Program                      Program Sponsor                    Households Working or Completed            % of Total Households

 

PSP                                        Our Habitat affiliate                    89 Households                                                      57%       

                                                USDA                                    Federal Government                 15 Households                                                      10%

                                                SHIP (not used by HFH) State/County Government          0 Households                                                     0%    (Est. 4 years waiting list)

                                                Not qualified for above active programs                                            53 Households                                                      33%

 

The above numbers indicate the number of households whom we determined were or were not qualified for one of the two programs above (PSP, USDA). However, the numbers do not indicate the number of households who were ultimately approved and/or had work completed.

 

Putnam Service Project: Total amount spent on PSP                                                          $28,657.36 (Average: $477.62 per job completed – 60 jobs)

 

PSP                                                                        $28,657.36 of $31,000 budgeted     60 Jobs completed                               $2,342.64 Remaining

                                                                                                                                                                                                                             To carry into 2021-22

PSP Log: Please see attached PSP Log which also shows USDA 504 clients.